The UK Property Market has undergone a fundamental change in recent years and the Government has made numerous attempts to address the housing shortage.


In 2015, a target of building 200,000 new homes in England every year was set. However, the last time the country built 200,000 new homes a year was in the 1970s and in 2015 alone, less than 165,000 new homes were built.




The housing shortage has meant homeownership is now out of reach for the majority of millennials which means the private rental market has seen increased demand.


Since 2001, the number of UK households renting has risen from 2.3 million to 5.4 million in 2014, a rise of 134 per cent (RICS).

Investors looking for healthy returns and asset backed security can take advantage of this fundamental change by investing in Loan Notes which allow developers to raise the necessary capital in order to supply the demand in affordable property.